About
Making & Meeting Goals
I believe in Cash Flow based Retirement Planning. The first step is to determine what your expenses are today and compare them to your available income. In this way we can project what your expenses may be in retirement and set goals for the development of your private retirement income.
Building Strong Futures
Your future Retirement Needs are unique to you. My goal is to help you to develop a realistic plan that will meet the challenges of inflation and provide for your future cost of living, click here while keeping an eye on a succession plan for your dependents, children and grandchildren.
Many families worry about how to keep adequate emergency funds and still produce enough income as they grow older and are no longer earning a pay check. But there is a process that can help you to build a better plan. Social Security, Employer Pension Plans, 401ks, IRAs, Investments and Savings Plans are all building blocks in the process of developing your Retirement Income.
Let's begin by tracking your current spending and income and then develop a unique set of goals and timelines for you that fits the details of your unique lifestyle.
Strong planning creates a Strong Future!
About Me
I entered Financial Services as an agent for MetLife back in 1988. Over the years I have provided Insurance and Retirement planning for hundreds of clients and their families in Southeast Michigan.
My constant desire to learn and grow enabled me to achieve the Career Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations from The American College of Insurance of Bryn Mahr, PA. I opened my own private practice in 2001, taking pride in working directly for my clients.
I believe in the concept of Growth with Safety and that has led me to develop strategies that include guaranteed income plans with tax efficient distribution. My desire to do the best thing for my clients, coupled with an active awareness of cutting edge insurance products provides my clients with a net advantage.
My job is to help my clients to find their best plan in a confusing and intimidating world of contract details, and government regulations. I take the time to explain the details to my clients so that they can avoid problems and confusion and live a hassle free retirement.